Zero-Fee Processing

Stop paying
processing fees

Integrated Merchant Solutions eliminates your credit card fees completely through a compliant dual-pricing program. Keep 100% of every sale.

Schedule a Call
PCI/DSS Compliant
No Hidden Fees
1-2 Day Setup
24/7 Support
Free Terminal Included
2:15 PMDUAL PRICE03/812:24CARD$10.40CASH$10.00You save $0.40 with cash!1234567890OKINSERT CARDVISA

Accepted Cards

VISA
AMERICANEXPRESS
DISCOVER
0+
Merchants Saved
0
States Active
$0+
Avg Monthly Savings
0+
Years in Business
How It Works

Dual pricing, made simple.

Our compliant dual-pricing program lets you pass processing fees to card-paying customers while rewarding cash customers with a discount.

01

Card & Cash Price Displayed

As you enter the sale amount, the terminal simultaneously displays both the card price and the cash price. EBT is also shown if your business accepts it.

02

Automatic Discount Applied

The terminal automatically applies and displays a discount (typically 4%) to all cash sales — no manual calculations needed.

03

Customer Confirms Payment

Both sale amounts are clearly displayed for the customer to see and confirm their preferred payment method. Transparent and compliant.

Savings Calculator

See how much you could save.

Drag the slider to match your monthly card volume.

$100,000
$10,000/mo$1,000,000/mo
Monthly Savings
$0
per month
Annual Savings
$0
per year

* Estimate based on average 3.5% processing rate.

Why Choose IMS

Everything your business needs.

From zero-fee processing to 24/7 support, IMS delivers the complete merchant services package.

Zero Processing Fees

Eliminate credit card fees completely through our compliant dual-pricing program. Legal in all 50 states.

Dual PricingCash DiscountZero Fees

Seamless Integration

Integrates with your existing POS and payment systems. Works with Green Card, Clover, Korona, and most major platforms — zero disruption.

Green CardPOS SystemsAPI Ready

Dedicated Support

Dedicated account management and 24/7 customer support. Our team is always by your side from setup through every transaction.

24/7 SupportAccount ManagerFast Response

PCI/DSS Compliant

Full compliance with Payment Card Industry Data Security Standards. Leading security protocols protecting you and your customers.

PCI/DSSFraud ProtectionSecure

Transparent Pricing

Direct bank integration cuts unnecessary middlemen. No hidden fees — what you see is exactly what you pay.

No Hidden FeesDirect BankingTransparent

High-Risk Approved

We work with specialized high-risk banks to accommodate businesses with poor credit or in high-risk industries.

High RiskAll CreditFlexible
Featured POS Integrations

We work with most major POS systems — here are a few of our featured partners

Don't see your system? We integrate with most POS platforms. Contact us and we'll get you set up.

Custom Solutions

Need a Custom POS Build?

Every business is different. We design and deploy fully custom POS solutions tailored to your workflow, hardware, and industry — from concept to go-live. If you don't see your system listed, reach out and let's build it together.

Who We Serve

Every industry, covered.

From restaurants to high-risk businesses, IMS has a compliant payment solution for every sector.

Service Businesses
HVAC, plumbing, landscaping
Restaurants
Full service, fast casual, cafes
Retail Stores
Boutiques, grocery, specialty
E-Commerce
Online stores & digital
Automotive
Dealerships, repair, detailing
Cannabis
Dispensaries & related
High Risk
Specialized merchant accounts
Wine & Spirits
Wineries, breweries, liquor
Green Card
Cannabis payment solution
Other Industries
We serve virtually every sector
Testimonials

Loved by businesses.

“IMS: Seamless integration, lower costs, and peace of mind. Perfect for our field services!”
J
Jacob Davis
Aurora, Colorado
FAQ

Common questions.

Everything you need to know about merchant services and IMS.

Zero-Fee Processing · Legal in All 50 States

Ready to stop paying fees?

Join 2,500+ merchants already processing at zero cost.

Schedule a Call
Side-by-Side Comparison

Traditional processing vs. IMS.

Based on a merchant processing $50,000/month. The numbers speak for themselves.

Feature
Traditional
IMS
Monthly Processing Fees
$1,750
$0
Annual Processing Fees
$21,000
$0
Setup Cost
$200–$500
Free
Monthly Statement Fee
$10–$25/mo
$0
PCI Compliance Fee
$99–$150/yr
Included
Early Termination Fee
$300–$500
None
Contract Length
3-year lock-in
Month-to-month
Next-Day Funding
Extra charge
Included
24/7 Support
Call center only
Dedicated agent
Green Card Integration
Not available
Native
Your 5-Year Savings
$105,000
Kept in your pocket — not your processor's.
Get Started

Let's talk savings.

Get the best rates without sacrificing performance. Our team will reach out within 1 business day.

5.0
Rated on Google
A+
BBB Rating

Send Us a Message

We'll never share your info with anyone.

Our Team

Tim Bennett
Tim Bennett
Founder & CEO
Bibiana Rosas
🇲🇽 Se habla español
Bibiana Rosas
Sales Director
Juanita K. Cardenas
Juanita K. Cardenas
Account Manager
Office Location
9233 Park Meadows Drive Suite 108
Lone Tree, CO 80124
Business Hours
Mon – Sat: 8:00 AM – 4:00 PM

Prefer to talk first?

Book a quick 15-minute call with our team. No pressure, no commitment — just answers.

Schedule a Call
Schedule a Call